Terms of Service

We are not a law firm

Legatus Vault is operated by [COMPANY]. We are a custodian for documents you already have. We do not draft wills, prepare trusts, give legal or tax advice, or represent you in any matter. Nothing on this site, and nothing said by our staff, constitutes legal advice. For advice about your estate, please retain an attorney licensed in your jurisdiction.

What the service does

We store the documents you upload in encrypted form. We let you designate heirs who should receive them, and verifiers who can attest to your passing. We keep an append-only audit of what happens on your account. When a claim is filed against your account, we run the verification process you configured — verifier votes, a death certificate review, or both — and, after a hold period during which you can intervene, we release the designated documents to the designated heirs.

We are a vault and a release mechanism. We are not a substitute for a will, a trust, a personal representative, or a court of competent jurisdiction.

Encryption and its honest limit

Documents are protected using server-side envelope encryption with per-document keys wrapped by a master key held in a managed key service. This is strong, industry-standard protection. It is not zero-knowledge — meaning that, in principle, our infrastructure decrypts documents during legitimate access events. We describe this openly on our security page, along with the controls we use to protect against misuse.

A word about privileged documents

The service is intended for executed, final documents — your signed will, your funded trust agreement, deeds, beneficiary designations, and similar instruments. Uploading attorney work product, drafts, or privileged correspondence may, depending on your jurisdiction, risk waiver of the attorney-client privilege or the work-product doctrine. Please upload only finished documents you intend to share with your heirs, and consult your attorney if you have any doubt.

Your account, your responsibility

You are responsible for the accuracy of the information you provide, for the documents you upload, and for the heirs and verifiers you designate. Multi-factor authentication is required, and recovery codes are generated once and stored by you. If you lose access to both your second factor and your recovery codes, we cannot restore your account — that is by design, and it is the price of meaningful security.

Inactivity and billing

Billing terms are forthcoming. During V1, the service is offered under arrangements communicated to you directly. We will give clear notice before any paid plan begins. If an account becomes inactive or a balance goes unpaid, we will contact you, your designated heirs, and your verifiers before any change to the status of your vault. We will never silently delete a vault.

Acceptance and modifications

By creating an account or otherwise using the service, you accept these terms. The effective date is the last-updated date below. We may revise these terms from time to time; we will email account holders before material changes take effect. Your continued use of the service after that notice constitutes acceptance of the revised terms.

Limitations

The service is provided as-is, without warranties beyond those required by law. We are not liable for the legal effect of your documents, for actions taken by your designated heirs or verifiers, or for disputes among them. We are liable for the security and integrity of the vault we operate, and we take that responsibility seriously.